Addiction treatment is an essential, yet expensive, initial step in leading a healthy, sober life. The cost of treatment varies greatly depending on what health insurance plan you have and where you are going to treatment, but paying for rehab with health insurance will help reduce the toll that paying for rehab has on your wallet. Most insurance plans consist of payments through copays, premiums, coinsurance, or deductibles.
Like any other health issue, mental health issues require health insurance coverage. As drug and alcohol addiction are increasingly accepted as a disease, more and more insurance providers have become willing to cover services in the rehabilitation industry. At PAX Riverbend, we understand the importance of extending substance abuse treatment coverage to everyone who needs it. That’s why we have partnered with several insurance companies with the goal of helping as many individuals as possible to attain excellent care.
Using a health insurance provider can help make addiction treatment more affordable as they collect regular, scheduled payments and cover various amounts of costs that may amount from behavioral healthcare. At PAX Riverbend Recovery Center, we work with nearly all of the major healthcare providers in the nation.
Aetna Health Insurance
Aetna provides health insurance coverage to individuals and employers in Jeffersonville, Indiana. They offer coverage for a wide variety of mental and behavioral health services, such as detox services, residential treatment in Indiana, partial hospitalization programs (PHP), outpatient rehab, and intensive outpatient treatment. In order to help individuals mitigate costs of treatment and promote long term sobriety, Aetna also extends coverage to continuing care programs.
Assurant Health covers individuals and families through several different insurance options. Assurant’s One Deductible plan covers some rehab services including medical detox, inpatient treatment, intensive outpatient care, counseling, and psychotherapy in Jeffersonville, but individuals may be responsible for paying the deductible and certain amounts of coinsurance.
Blue Cross Blue Shield
Blue Cross Blue Shield covers roughly one-third of Americans and their policies provide many benefits to help with costs of addiction treatment in Jeffersonville, Indiana. Since there are several different plans offered with Blue Cross Blue Shield, such as bronze, silver, gold, and platinum, the cost of addiction treatment will vary greatly depending on the type of plan and whether it is an HMO or PPO plan. However, Blue Cross Blue Shield commonly covers costs associated with inpatient treatment, dual diagnosis treatment, drug and alcohol detox, outpatient treatment, and partial hospitalization in Jeffersonville.
Cigna Health Insurance
Cigna provides health insurance to employers and organizations that cover addiction and mental health treatment in Indiana. Cigna provides comprehensive care to promote the integration between mental health and physical health in order to support a customer’s best outcome. Rehab coverage is available for in-network and out-of-network plans under their behavioral health plan. Rehab insurance coverage with Cigna includes residential treatment, group therapy, counseling, and additional medical care that may be acquired through rehab.
Healthnet is widely known for providing excellent coverage for both outpatient and inpatient addiction treatment across the state of Indiana. While costs will depend on the specific policy each person has, Healthnet covers treatment for varying durations of care, from as little as 28 days to as many as 90 days. By offering this type of flexibility, customers with Healthnet can rest assured that they will receive the best care possible at PAX Riverbend. They provide coverage for everything from partial hospitalization to residential treatment, crisis intervention, intensive outpatient, and aftercare.
Humana insurance is one of the most popular insurance companies in Jeffersonville, IN who offers a variety of plans including individual coverage and group coverage. Addiction treatment options that are frequently covered by Humana HMO plans include inpatient and outpatient drug or alcohol detox, inpatient and outpatient rehab, and coverage for prescription medications that can aid in addiction recovery through medication-assisted treatment.
ValueOptions Behavioral Healthcare
ValueOptions Behavioral Healthcare offers its policyholders benefits for mental health and substance abuse treatment. Since they specialize in behavioral health, ValueOptions maintains a staff to help optimize coverage associated with mental health and addiction treatment services. While ValueOptions usually requires treatment center to be in-network and frequently partners with other insurance providers, they typically cover an array of drug and alcohol options for Indiana residents.
UPMC Health Plan
UPMC Health Plan offers HMO, PPO, and EPO plans. Depending on which type of plan you have, insurance coverage for addiction treatment in Jeffersonville, IN will vary. For in-network facilities, such as PAX Riverbend, both inpatient and outpatient detox and rehabilitation programs have coverage benefits. In addition, they provide coverage for one-on-one therapy, group counseling, mental health treatment, and family therapy programs for addiction. UPMC also offers several types of spending accounts to help patients pay for treatment in Indiana.
Using Insurance to Pay for Rehab at PAX Riverbend Recovery Center
Facing drug or alcohol addiction is challenging, and navigating through insurance policies can be even more tiring and confusing. Our staff at PAX Riverbend Recovery Center in Jeffersonville, Indiana can help you determine what your insurance plan covers and what costs may be acquired when seeking the help you deserve.
Our addiction specialists understand that the high cost of addiction treatment is a major determining factor in whether or not a person seeks rehab for drug or alcohol abuse. However, by partnering with a wide variety of different insurance providers, we aim to help our clients attain the life-saving drug and alcohol treatment services that they need regardless of their income. Learning what your plan offers is beneficial, but contacting our admissions staff at PAX Riverbend can help you better understand your treatment needs and the potential cost of treatment. If you or a loved one is looking for help with substance abuse, contact our trusted addiction specialists today to verify your insurance and discuss paying for rehab.